<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  
  <!-- Home Page - Primary chargeback fraud resource -->
  <url>
    <loc>https://chargebackoffender.com/</loc>
    <lastmod>2024-01-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://chargebackoffender.com/Habitual_Offender_Small.png</image:loc>
      <image:title>Chargeback Fraud Warning Badge</image:title>
      <image:caption>Habitual Credit Card Chargeback Offender Alert Badge</image:caption>
    </image:image>
  </url>

  <!-- Search Page - Main chargeback offender database search -->
  <url>
    <loc>https://chargebackoffender.com/search</loc>
    <lastmod>2024-01-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Submit Report Page - Report chargeback fraud -->
  <url>
    <loc>https://chargebackoffender.com/submit</loc>
    <lastmod>2024-01-22</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- FAQ Page - Chargeback help and information -->
  <url>
    <loc>https://chargebackoffender.com/faq</loc>
    <lastmod>2024-01-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Privacy Policy -->
  <url>
    <loc>https://chargebackoffender.com/privacy</loc>
    <lastmod>2024-01-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Terms of Service -->
  <url>
    <loc>https://chargebackoffender.com/terms</loc>
    <lastmod>2024-01-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- DMCA Policy -->
  <url>
    <loc>https://chargebackoffender.com/dmca</loc>
    <lastmod>2024-01-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- About Page -->
  <url>
    <loc>https://chargebackoffender.com/about</loc>
    <lastmod>2024-01-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Account Settings -->
  <url>
    <loc>https://chargebackoffender.com/account</loc>
    <lastmod>2024-01-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>

</urlset> 